Funding Product

Commercial Real Estate Loans

Whether you're purchasing your first commercial property, expanding to a new location, or refinancing an existing mortgage, commercial real estate loans provide the long-term financing you need with competitive rates and flexible terms.

Product SpecsSpec Sheet · Commercial Real Estate Loans

Up to $10M+

Loan Amount

From 5.5%

Interest Rates

5–25 years

Terms

Up to 80%

LTV Ratio

Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.

Overview

What are commercial real estate loans?

Commercial real estate (CRE) loans are mortgages used to purchase, develop, or refinance commercial properties. These include office buildings, retail spaces, warehouses, multi-family housing, and mixed-use properties.

Unlike residential mortgages, commercial real estate loans are underwritten based on the property's income-generating potential in addition to the borrower's financial strength. They offer longer terms and can be structured in various ways to fit your investment strategy.

Key Benefits
  • Purchase, refinance, or renovate commercial properties
  • Terms up to 25 years with competitive rates
  • Multiple loan structures available
  • Build equity in income-producing real estate
Eligibility

Basic requirements.

Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.

Property appraisal and environmental assessment
Minimum 20% down payment
Credit score of 680+
Business financial statements (2+ years)
Property cash flow documentation
Experience in commercial real estate (preferred)
The Process

Four steps from inquiry to funded.

01

Quick Application

Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.

02

Discovery Call

Speak with a funding specialist who will craft a personalized strategy based on your goals.

03

Get Matched

Your dedicated advisor matches you with the best lenders and products from our network.

04

Get Funded

Complete the process with expert guidance and receive the capital your business needs.

FAQ

Common questions.

Quick answers about commercial real estate loans. Don't see what you need? Your advisor will cover it on the call.

Talk to an advisor
Get Funded

Ready to apply?

Five-minute inquiry. Your advisor takes it from there.