Bridge Loans

Bridge loans provide fast, short-term financing to help you capitalize on time-sensitive opportunities. Whether you're closing a real estate deal, waiting for long-term financing, or bridging a cash flow gap, bridge loans deliver the speed you need.

$100K–$5M+

Loan Amount

From 8%

Interest Rates

6–36 months

Terms

5–14 days

Funding Speed

Overview

What are bridge loans?

A bridge loan is a short-term financing solution designed to 'bridge' the gap between an immediate funding need and a longer-term financing solution. These loans typically have terms of 6 months to 3 years and are funded much faster than traditional loans.

Bridge loans are commonly used in real estate transactions, business acquisitions, and situations where speed of funding is critical. While interest rates are higher than long-term options, the speed and flexibility often make them the right choice for time-sensitive deals.

Key Benefits

  • Funding in days, not weeks or months
  • Flexible terms from 6 months to 3 years
  • Ideal for real estate and acquisition transactions
  • Interest-only payment options available
Eligibility

Requirements

Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.

Clear exit strategy (long-term financing, sale, etc.)
Collateral (typically real estate or business assets)
Credit score of 620+
Proof of income or ability to repay
Property appraisal (for real estate bridges)
Process

How to apply

Quick Application

Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.

Discovery Call

Speak with a funding specialist who will craft a personalized strategy based on your goals.

Get Matched

Your dedicated advisor matches you with the best lenders and products from our network.

Get Funded

Complete the process with expert guidance and receive the capital your business needs.

FAQ

Frequently asked questions

Bridge loans are ideal when you need fast funding to close a deal before long-term financing is in place, when purchasing property before selling an existing one, or when you need to act quickly on a time-sensitive business opportunity.

Bridge loans can fund in as little as 5-14 days, compared to 30-90 days for traditional financing. This speed is one of their primary advantages for time-sensitive transactions.

An exit strategy is your plan to repay the bridge loan — typically through refinancing with a long-term loan, selling the property, or receiving expected income. Lenders require a clear exit strategy before approving bridge financing.

Bridge loans carry higher rates than long-term financing (typically 8-15%). However, they're designed to be short-term, so the total interest cost may be reasonable. The value often lies in enabling a deal that wouldn't be possible with slower financing.

Ready to get funded?

Take the first step toward the capital your business needs.

Start Your Application
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