Funding Product

Asset Based Lending

Asset based lending unlocks the value of what your business already owns. By leveraging equipment, inventory, receivables, or real estate as collateral, you can access larger funding amounts with more favorable terms than unsecured options.

Product SpecsSpec Sheet · Asset Based Lending

Up to $5M+

Loan Amount

From 6%

Interest Rates

1–5 years

Terms

1–3 weeks

Funding Speed

Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.

Overview

What is asset based lending?

Asset based lending (ABL) is a form of business financing where loans are secured by your company's assets. These assets can include accounts receivable, inventory, equipment, real estate, or other tangible business property.

Because the loan is backed by collateral, lenders can often offer higher amounts, lower interest rates, and more flexible terms. ABL is particularly useful for growing businesses that have significant assets but may not qualify for traditional unsecured financing.

Key Benefits
  • Higher borrowing limits than unsecured loans
  • Competitive rates due to collateral backing
  • Flexible structures based on asset types
  • Ideal for businesses with strong assets but limited cash flow
Eligibility

Basic requirements.

Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.

Tangible business assets (equipment, inventory, receivables)
Minimum 1 year in business
Documented asset valuations
Business financial statements
No major liens on pledged assets
The Process

Four steps from inquiry to funded.

01

Quick Application

Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.

02

Discovery Call

Speak with a funding specialist who will craft a personalized strategy based on your goals.

03

Get Matched

Your dedicated advisor matches you with the best lenders and products from our network.

04

Get Funded

Complete the process with expert guidance and receive the capital your business needs.

FAQ

Common questions.

Quick answers about asset based lending. Don't see what you need? Your advisor will cover it on the call.

Talk to an advisor
Get Funded

Ready to apply?

Five-minute inquiry. Your advisor takes it from there.