Long Term Business Loans
Long term business loans give you the stability and predictability you need for major business investments. With extended repayment terms and fixed monthly payments, you can plan confidently while making significant investments in your company's future.
Up to $5M
Loan Amount
From 5.5%
Interest Rates
3–25 years
Terms
2–8 weeks
Funding Speed
What are long term business loans?
Long term business loans are traditional financing products with repayment terms ranging from 3 to 25 years. They're designed for larger investments where you need to spread payments over an extended period to keep monthly costs manageable.
These loans offer fixed or variable interest rates and are ideal for major purchases like real estate, large equipment, business acquisitions, or significant expansion projects. The longer term means lower monthly payments and easier cash flow management.
Key Benefits
- Terms from 3 to 25 years
- Fixed or variable rate options
- Lower monthly payments than short-term alternatives
- Ideal for major business investments
Requirements
Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.
How to apply
Quick Application
Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.
Discovery Call
Speak with a funding specialist who will craft a personalized strategy based on your goals.
Get Matched
Your dedicated advisor matches you with the best lenders and products from our network.
Get Funded
Complete the process with expert guidance and receive the capital your business needs.
Frequently asked questions
Choose a long term loan when you're making a large investment that will generate returns over many years — like buying property, major equipment, or acquiring a business. The longer term keeps monthly payments lower and matches the useful life of the asset.
Some long term loans include prepayment penalties, especially in the early years. We help you understand all terms upfront and can find options with no prepayment penalties if that flexibility is important to you.
Fixed rates provide payment predictability, ideal for budgeting. Variable rates may start lower but can increase over time. For long term loans, many borrowers prefer fixed rates to lock in predictable payments over the full term.
Common uses include real estate purchases, major equipment, business acquisitions, large-scale renovations, debt consolidation, and significant expansion projects.
Explore similar funding options
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Take the first step toward the capital your business needs.
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