Funding Product

Personal Loans

Personal loans provide flexible funding for individuals looking to consolidate debt, finance a major purchase, or invest in personal goals. With fixed rates and predictable monthly payments, you can achieve your financial objectives on your terms.

Product SpecsSpec Sheet · Personal Loans

$5K–$100K

Loan Amount

From 5.99%

Interest Rates

2–7 years

Terms

1–5 days

Funding Speed

Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.

Overview

What are personal loans?

A personal loan is an unsecured or secured loan made to an individual based on their creditworthiness and income. Unlike business loans, personal loans don't require a business entity and can be used for virtually any personal purpose.

Personal loans are particularly useful for debt consolidation, home improvements, medical expenses, or funding the early stages of a business venture before formal business credit is established.

Key Benefits
  • Fixed interest rates and monthly payments
  • No collateral required for unsecured options
  • Use for any personal or startup purpose
  • Improve credit score through consistent payments
Eligibility

Basic requirements.

Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.

Credit score of 600+
Steady income source
Debt-to-income ratio under 40%
Valid government-issued ID
Proof of income (pay stubs or tax returns)
The Process

Four steps from inquiry to funded.

01

Quick Application

Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.

02

Discovery Call

Speak with a funding specialist who will craft a personalized strategy based on your goals.

03

Get Matched

Your dedicated advisor matches you with the best lenders and products from our network.

04

Get Funded

Complete the process with expert guidance and receive the capital your business needs.

FAQ

Common questions.

Quick answers about personal loans. Don't see what you need? Your advisor will cover it on the call.

Talk to an advisor
Get Funded

Ready to apply?

Five-minute inquiry. Your advisor takes it from there.