Business Line of Credit
A business line of credit gives you flexible, on-demand access to capital. Draw funds when you need them, repay on your schedule, and only pay interest on what you use — making it one of the most versatile funding tools available.
Up to $250K
Credit Limit
From 7%
Interest Rates
12–24 months
Draw Period
1–3 days
Funding Speed
What is a business line of credit?
A business line of credit is a revolving funding facility that provides your business with access to a set amount of capital. Unlike a traditional loan where you receive a lump sum, a line of credit lets you draw funds as needed up to your approved limit.
As you repay what you've borrowed, those funds become available again — similar to how a credit card works. This makes it ideal for managing cash flow, covering unexpected expenses, or seizing time-sensitive opportunities.
Key Benefits
- Only pay interest on the amount you draw
- Revolving access — funds replenish as you repay
- Use for any business purpose
- No collateral required for many options
Requirements
Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.
How to apply
Quick Application
Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.
Discovery Call
Speak with a funding specialist who will craft a personalized strategy based on your goals.
Get Matched
Your dedicated advisor matches you with the best lenders and products from our network.
Get Funded
Complete the process with expert guidance and receive the capital your business needs.
Frequently asked questions
A loan gives you a lump sum upfront that you repay over a fixed term. A line of credit gives you a pool of funds to draw from as needed, and you only pay interest on what you actually use. Once repaid, those funds are available to borrow again.
Business lines of credit can be used for virtually any business purpose — payroll, inventory, equipment, marketing, covering cash flow gaps, or seizing growth opportunities.
Once approved, you can typically draw funds within 1-3 business days. Many lenders offer same-day or next-day draws after your initial setup.
Many business lines of credit are unsecured, meaning no collateral is required. However, secured options with collateral often come with higher limits and lower rates.
Explore similar funding options
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